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A lot of travel bloggers promote dozens of credit cards because they earn commissions on each signup. While many cards have their place, most people don’t need a huge lineup. I focus on just two primary premium cards because they offer the strongest combination of flexibility, transfer partners, and real-world value. A flexible rewards card is essential—it lets you move your points to multiple airlines and hotels so you’re never stuck with a bad redemption, plus you get perks that make travel easier and more enjoyable.
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The Chase Sapphire Cards are best for those just learning to use credit cards that earn points and miles for free travel.
American Express offers premium credit cards that earn Membership Rewards Points that are extremely valuable for travel especially for free and luxury flights not to mention a host of other credit card perks
Best for students or those just building their credit. Note: Ultimate Rewards earned from this card need to be combined with a Chase Sapphire card to make them flexible/transferrable
Best for high-rent or mortgage paying, high earning individuals who want to earn points on housing costs.
Chase offers Southwest credit cards that earn points. These are only recommended if you intend to pursue the Southwest Companion Pass.

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